Within
My Means.

Simple budget & expense ledger

Record income and spending by hand, see each month at a glance, and carry what you didn't spend into the next month. No bank connection, nothing leaves your iPhone.

Download on the App Store

Free for iPhone · iOS 17 or later · No account, ads or tracking

Features

Within My Means is a calm, private ledger for the money coming in and going out each month.

01

Each month at a glance

  • Available balance, with what carried over, this month's income and expenses, and the net
  • Move between months to look back
  • Unspent money carries forward into the next month, and so does a shortfall. Prefer each month to stand alone? Turn it off in Settings
  • Set an optional starting balance
02

Record it in seconds

  • Income or expense, amount, category, date and an optional description
  • Categories include housing, utilities, groceries, dining, transport, entertainment, health, shopping, salary and more
  • Browse transactions by day; filter by type, category or month, and search
  • Edit or delete anything; totals update everywhere
03

Stay on budget

  • Set an overall monthly spending limit and optional limits per category
  • See what's spent, what's left, and when you've gone over
04

Careful with money

  • Amounts are stored as exact decimal values, not rounded floating point
  • Pick a default currency; amounts in other currencies are kept and flagged, never added into the wrong total
05

Private by design

  • Nothing leaves your iPhone: no bank linking, no account, no ads, no tracking
  • Optional Face ID lock keeps your finances blurred until you unlock the app

Light and dark mode, Dynamic Type and VoiceOver support.

Screens

Four screens. Everything you need.

Within My Means: Know what's available
01 Know what's availableCarried over, income and expenses, every month.
Within My Means: Every transaction, by day
02 Every transaction, by daySearch, filter and edit in seconds.
Within My Means: Stay within your budget
03 Stay within your budgetMonthly and per-category spending limits.
Within My Means: Private, with Face ID
04 Private, with Face IDNo bank linking. Nothing leaves your iPhone.
Support

Help & contact

Do I need an account?
No. There is no sign-in and no account. Open the app and start.
Where is my data stored?
Only on your iPhone. Within My Means has no servers, no cloud sync and no analytics, so nothing you enter is sent to us or anyone else.
How does the Face ID lock work?
Turn it on in Settings → Privacy. Within My Means then stays blurred until you unlock it with Face ID (or your passcode), and locks again when you leave the app. Face ID is handled by iOS; the app never sees your face data.
Does it cost anything?
No. The app is free, with no ads, subscriptions or in-app purchases.
What happens if I delete the app?
Deleting the app deletes its data from your iPhone. If your iPhone is backed up to iCloud or a computer, that backup may still contain the app's data, as with any app.

Need help?

Questions, bug reports or ideas: email info@saltenis.dev and include your iPhone model and iOS version if something isn't working.

We usually reply within a few working days.